Negative: no instruction manual, in short form would have been good, (unfortunately also no answer to my call for help).
Found out about the "Superzoom Photo School" (Späth), difficult to study! So I haven't used the FZ45 yet. No answer to my question: How to copy files to PC? Is there a solution with a cable or are the sockets only for transferring e.g. to TV? Please send me an answer! About the device itself: Quite complicated for me as an 85-year-old, not particularly handy due to the small controls, but the photos seem to be good. If I don't get on with it, I'll send it back. Nice of you to even ask if people are happy with the purchase! Please do not publish my opinion.